Table 3:  Overlap of Diversified and Non-diversified Pension Plans
  Percent of participants who are in companies that have:
 
  Diversified
  Defined defined Either Total
  benefit contribution (1) or (2) participants
  pensions pensions^
      (1) (2) (3) (4)
1 ESOP participants 66.2% 34.7% 75.0% 7,927,401
 
2 Participants in non-ESOP plans
that have more than 10% of 67.7% 24.9% 70.4% 8,771,335
  assets in employer stock        
  Percent of employees who are covered by
      defined benefit pensions    
3 All companies   32.0%
4 Small establishments   15.0%
5 Medium and large establishments   50.0%      
^ No more than 10% of plan assets in employer stock
Sources:
Rows 1-2: Calculations using federal Form 5500 data for FY98 for large plans (100+ participants)
Rows 3-5: 2001 Report on the American Workforce, U.S. Department of Labor, Table 44.
Compiled by Prof. Douglas Kruse, School of Management and Labor Relations, Rutgers University