Navigating ESOP Rehires

Rehires are tricky. An employee leaves, comes back six months later, and suddenly you're trying to figure out: Do they get their old balance back? Does their vesting clock restart? When do they re-enter the plan? And what exactly does the plan document say about all this anyway?
This session breaks down the rehire rules that trip up even seasoned practitioners. We'll look at actual plan language examples, walk through common scenarios, and talk about what information your TPA really needs to handle these situations correctly. Because the last thing anyone wants is to discover a rehire issue during an audit.

Learning objectives:

• The census details that matter for rehires—and why your TPA keeps asking about termination and rehire dates
• How break-in-service rules work and when former employees re-enter the plan
• The forfeiture reinstatement process and what actually gets restored