Are Early Diversification and In-Service Distributions Right for You?

The company’s website prominently notes that “since 2000, AGA has been an employee-owned company. That not only means true ownership of our work, but also a commitment to the long-term health of AGA—resulting in some of the healthiest finances, insurance packages, and bonding rates in the industry.” AGA’s success over the last quarter century has made it one of the most successful ESOPs in the country. It has been contributing 21% of pay to the ESOP annually, plus a 4% match to the 401(k).